Yacht Insurance Yacht insurance is just like dinghy insurance, but for a higher class of people. For one thing, yachts are a lot more expensive than dinghies, and yacht insurance would have to take that into account. If a dinghy sinks, you have a few slats of wood at the bottom of the lake – perhaps with an outboard motor. Dinghy owners don’t need to pay for yacht insurance! But yacht owners would be well advised to think about purchasing yacht insurance. If a yacht sinks, the owner would be losing far more than a few slats of wood and an outboard motor. Indeed, yacht insurance would cover the loss of those nice teak decks, and in some cases those lovely staterooms. Some yachts cost millions of dollars, and yacht insurance takes that into account. Yacht insurance could provide for the salvage of a sunk yacht, the retrieval of a wrecked yacht, the replacement of a yacht that is damaged beyond repair, and all those other incidental expenses. If the captain goes down with his ship, never fear! Yacht insurance will cover his death benefits, too. Quelle "Yacht Insurance" : General Main page for "Yacht Insurance"