Unemployment Insurance Unemployment insurance is generally a passive insurance in the United States, because unemployment insurance premiums are deducted from the employee’s paycheck without the employee having to sign up or ask for the deductions to take place. In fact, as long as the worker is employed, he may look with disgust on the unemployment insurance premiums that are deducted from his paycheck every two weeks. He could go to a movie with the money that is deducted for his unemployment insurance policy! If the person loses his job for any reason, that’s when unemployment insurance kicks in. But don’t think of unemployment insurance as being a barrel of monkeys. Unemployment insurance may be the only insurance where the policyholder is harassed after he makes a claim. He doesn’t just get to sit at home for six months and collect, but rather he must make regular appearances at the unemployment insurance office, where bureaucrats deride him for not having a new job yet. If you’re a writer, they demand to know why you haven’t taken that job as a pipefitter so they won’t have to pay unemployment insurance benefits to you anymore. The idea is for the unemployment insurance office bureaucrats to humiliate you so much that you’ll even take a job you’re unsuited for, just to shut them up. Quelle "Unemployment Insurance" : General Main page for "Unemployment Insurance"