Personal Medical Insurance Personal Medical Insurance - If your employer does not offer group medical insurance benefit, you can still protect yourself from unexpected medical bills by enrolling to personal medical insurance. If you are employed and you think your group insurance benefits are very limited, you can buy personal medical insurance policy tailored to suit your personal needs. In buying personal medical insurance plan, you should compare your options and shop carefully because plans and premiums vary from company to company. Read and understand your personal medical insurance policy to see if it is right for you and if it protects you from major medical costs to avoid unexpected medical bills when you get sick or hospitalized. Before you sign up in any personal medical insurance offered to you, make sure you know what you are paying for and what you can get out of it. Ask questions if you are not certain about some concerns to the insurance agent who handles your insurance. You can even call insurance companies, HMOs, and PPOs in your community or find and compare plans online. Quelle "Personal Medical Insurance" : General Main page for "Personal Medical Insurance"