Livestock Insurance Livestock insurance is insurance that is taken out on any animal or herd of animals that are owned by the policyholder. Typical farm animals such as cattle, sheep, pigs, horses, and poultry are covered by livestock insurance policies. However, livestock insurance can also be taken out on farm-grown fish, or on exotic animals such as ostriches, emus, llamas, alpacas, and any other kind of animal that is raised for gain. Livestock insurance has become a big issue since the advent of mad cow disease, where the appearance of one case of BSE (bovine spongiform encephalitis, or mad cow) usually causes the whole herd to be destroyed. Losing a whole herd would be a disaster for the farmer or rancher, and livestock insurance has been a lifesaver in these instances. However, livestock insurance has other uses for the farmer or rancher. Medical or surgical costs are covered, including insemination fees and infertility costs, by livestock insurance policies. Theft of farm animals or mayhem caused to them by any means is also covered by livestock insurance. Quelle "Livestock Insurance" : General Main page for "Livestock Insurance"