Golfers Insurance


Golfers insurance is not normally covered under a homeowner insurance policy. However, if you are an avid golfer, golfers insurance may be a good idea. Golfers insurance covers the theft of your clubs, and it may even cover their breakage if you have a temper tantrum after missing that ten-foot putt. Golfers insurance can protect you if your ball hits and injures another player, or damages the property of someone else. An estimated 10,000 persons are injured severely enough by golf balls every year to require hospitalization, so golfers insurance may be a good idea. Golfers insurance is usually issued as a short-term insurance policy that is in effect during the golfing season. However, golfers can also get golfers insurance if they travel off-season to do their golfing in a warmer climate. Another option is that golfers insurance can be issued as a rider to regular travel insurance. If you have golfers insurance, it could even pay your bar bill if you get that once-in-a-lifetime hole in one. Specialized golfers insurance policies are also written to reimburse clubs that give prizes for holes in one, which occur so seldom that most clubs don't budget for the contingency.
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