Dog Insurance Dog insurance is insurance that covers the health problems of dogs. As more and more people start to think of their dogs as family members, dog insurance starts to become a good idea. It is not uncommon to take Rover to the vet for a checkup, only to find he's going to need a $4,000 operation. Dog owners who do not have dog insurance would have no recourse but to pay the full $4,000 for treatment or to have Rover put to sleep – which may not be an option if the family is too attached to him. Dog insurance works roughly the same way as health insurance for people. Dog insurance policies come with a deductible that must be met before the policy kicks in. Under dog insurance, dog owners make a co-payment when health care is received. Then they file a claim with the company that issues dog insurance, which will reimburse the policyholder for all or part of the cost of the medical treatment. Although dog insurance covers the health of dogs, is usually does not cover the problems that are caused by dogs, including damage to person or property. Dog owners who want this kind of dog insurance should check on pet liability through their homeowner insurance policy, rather than through companies that issue dog insurance. Quelle "Dog Insurance" : General Main page for "Dog Insurance"