Dinghy Insurance Dinghy insurance (also spelled dingy insurance) is just like the insurance for any other kind of pleasure boat – it covers the dinghy in case of accident or other damage. In addition, dinghy insurance may cover the owner from liability caused by the dinghy to the property or persons of others. Some features of a dinghy insurance policy may include accident or theft of the dinghy, mishaps that occur during transportation of the dinghy, or accidental death that occurs during the use of a dinghy. A dinghy insurance policy may also provide for salvage of the dinghy or removal of the wreckage if it sinks. If the outboard motor falls off, dinghy insurance may provide for its retrieval or replacement. Because dinghies are usually used during leisure hours, it is important to buy dinghy insurance from a vendor who offers round-the-clock assistance to policyholders. Pleasure boats are often piloted by people other than the insured party, so it may also be prudent when purchasing dinghy insurance to assure that third-party accidents are covered. Quelle "Dinghy Insurance" : General Main page for "Dinghy Insurance"