Critical Illness Insurance Critical illness insurance gives policyholders the protection they need to keep their lives in order if they are incapacitated by a catastrophic illness. Illnesses that may or may not be covered by a critical illness insurance policy include cancer, heart disease, AIDS, or such occupation-related illnesses as asbestiosis. Policyholders who are covered by critical illness insurance can have their medical and personal bills paid while they are incapacitated by major illness. If they lose work, critical illness insurance can pay their lost wages. Through critical illness insurance, beneficiaries can be given money to offset the costs of experimental medical treatments or organ transplants. Critical illness insurance can also cover the policyholder's children by providing child care for the children while the parent is ill. But critical illness insurance does not only provide for the essentials. Beneficiaries may also be given discretionary funds through critical illness insurance policies that help them pay for family vacations or allow them to make purchases that would otherwise be made if the breadwinner were healthy and the family was living a normal life. Quelle "Critical Illness Insurance" : General Main page for "Critical Illness Insurance"