Why do I need a business insurance? Commercial insurance is designed to help protect many of the risks your business can face, including:damage or destruction to your business vehicles certain liability exposures resulting from the operation of your business vehicles damage or destruction to your office equipment or inventory loss of income in case you have to close-up shop temporarily because of a covered loss certain business related liability exposures such as, wrongful entry or search, libel, slander and even certain offenses arising out of your business’s advertising risks to your cargo while in transit or storage theft or loss of tools and equipment crime coverage including robbery, burglary, even employee dishonesty Quelle "Why do I need a business insurance?" : General Main page for "Why do I need a business insurance?"