What is long term care? What is long term care?Long term care is the kind of care that you would need to help you perform daily activities if you had an ongoing illness or disability. It also includes the kind of care you would need if you had a severe cognitive problem like Alzheimer's disease. It is help with eating, bathing, dressing, transferring from a bed to a chair, toileting, continence, etc. This type of care isn't received in a hospital and isn't intended to cure you. It is not acute care. It is chronic care that you might need for the rest of your life. You can receive it in your own home, at a nursing home or other long term care facility.What is long term care insurance?It is insurance that helps you pay for long term care services, such as home care or care in a nursing home or assisted living facility.I'm healthy. I won't need long term care. Or, will I? The odds are that you WILL need long term care at some point in your life, and you may need it sooner than you think. About 40% of people needing long term care are adults ages 18-64. They may have had an accident, a stroke, developed multiple sclerosis, etc. While we hope you never need it, everyone should have a plan for meeting their long term care needs. Many will do so through long term care insurance.Is long term care expensive? Yes it can be very expensive. It can easily exhaust your savings which is one reason you might decide to buy long term care insurance. Quelle "What is long term care?" : General Main page for "What is long term care?"