Pet Insurance Similar to human health coverage, Veterinary Pet Insurance policies are for accidents and illnesses. In order to keep base insurance policy premiums at a minimum, the following items are generally excluded; elective procedures such as spay/neuter, boarding, grooming, diets, parasites, vitamins and supplements, pre-existing conditions, congenital, hereditary defects and breeding.Pet insurance policies help pay for office calls, prescriptions, treatments, lab fees, x-rays, surgery and hospitalization for covered medical problems. It was designed and developed to give pet owners an alternative to unnecessary euthanasia or worse yet continued pet suffering because of the high cost of medical attention. Quelle "Pet Insurance" : General Main page for "Pet Insurance"