Dental Insurance Do you really need dental insurance?Many of us ask this question about all insurance in general. While I am a firm advocate of insuring against loss you might not need to buy dental insurance if you're young and healthy, have no dental problems and only go to the dentist twice a year for cleaning. The cost of insurance and copayments might very well be more than the cost of the cleanings.However, if you are not a healthy person or have had a rough dental history, you might very well want to purchase dental insurance or join a dental discount plan. Dental procedures can be very expensive. Even with fluoride in our water millions of Americans each year have cavities filled, root canals preformed and teeth extracted.There are many factors that effect the health of our teeth. Some are as simple as dental hygiene (brushing teeth properly). Others factors like stress, personal habits and nutrition can also play a role in the health of our teeth. Even under the best of conditions most people will be faced with dental expenses, beyond simple cleaning, sooner or later. Quelle "Dental Insurance" : General Main page for "Dental Insurance"